Terms & Conditions

Last Updated: [15 Aug 2024]

Welcome to AKAAF. By using our services, you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully before using our platform.

1. Acceptance of Terms

By accessing or using the AKAAF website, mobile app, or any related services (collectively, the "Services"), you agree to these Terms & Conditions. If you do not agree, please do not use our Services.

2. Eligibility

To use our Services, you must:

  • Be at least 18 years old or the legal age of majority in your jurisdiction.
  • Have the legal capacity to enter into binding contracts.
  • Provide accurate and truthful information when registering and using our Services.

3. Account Registration

You may need to create an account to access certain features of our Services. You agree to:

  • Provide accurate, complete, and current information during registration.
  • Maintain the confidentiality of your account credentials.
  • Notify us immediately of any unauthorized use of your account.

You are responsible for all activities that occur under your account.

4. Use of Services

You agree to use our Services for lawful purposes only and in accordance with these Terms & Conditions. You are prohibited from:

  • Using the Services for fraudulent or illegal activities.
  • Interfering with or disrupting the operation of the Services.
  • Accessing the Services through unauthorized means.

5. Fees and Payment

When using our Services to transfer money, you agree to pay any applicable fees as described on our platform. We reserve the right to change our fees at any time, with prior notice to you.

6. Transfer Limits

We may impose limits on the amount of money you can transfer through our Services. These limits may vary based on factors such as your account status, transfer history, and legal requirements.

7. Currency Conversion

For transfers involving currency conversion, we will apply the exchange rate at the time of the transaction. Exchange rates are subject to change, and we cannot guarantee that the rate at the time of your transaction will match any previously published rates.

8. Cancellations and Refunds

You may be able to cancel a transfer if it has not yet been processed. Please contact us immediately if you wish to cancel a transaction. Refunds will be processed according to our refund policy, and any applicable fees may be deducted.

9. Intellectual Property

All content on the AKAAF platform, including text, graphics, logos, and software, is the property of AKAAF or its licensors and is protected by intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the Services solely for your personal or business purposes.

10. Privacy

Your use of our Services is also governed by our Privacy Policy, which is incorporated into these Terms & Conditions by reference. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

11. Disclaimers

  • No Warranties: The Services are provided "as is" and "as available" without warranties of any kind, whether express or implied. We do not guarantee that the Services will be uninterrupted, error-free, or completely secure.
  • Limitation of Liability: To the maximum extent permitted by law, AKAAF shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Services, even if we have been advised of the possibility of such damages.

12. Indemnification

You agree to indemnify, defend, and hold harmless AKAAF, its affiliates, and its employees from any claims, damages, losses, or liabilities arising from your use of the Services or any violation of these Terms & Conditions.

13. Modifications to the Terms

We may update or modify these Terms & Conditions at any time. We will notify you of significant changes by posting the updated Terms & Conditions on our website. Your continued use of the Services after the changes take effect constitutes your acceptance of the new terms.

14. Termination

We reserve the right to suspend or terminate your access to the Services at any time, without notice, for any reason, including a breach of these Terms & Conditions.